Comprehensive Financial Planning Retainer
This single fee covers the development of a comprehensive financial plan, assistance with the implementation of the plan and unlimited consulting for a full year. For more information on what this covers see Financial Planning Process.

Since the complexity of each case varies so much from one person to the next, it is impossible to quote a fee until the initial consultation. A young single person just starting out in life or a retiree will usually have fewer issues than a middle age couple with children.

We have found this to be the most popular type of arrangement, since by the time most people seek out a planner they have accumulated a multitude of inter-related issues that cannot be cost-effectively handled on an hourly basis. It also eliminates the concern that you will be billed for every 10-minute phone call. We encourage our clients to call us with any concerns that arise and before making any major financial decisions.

Asset Management
This covers ongoing supervision of your account(s), including purchase and sale recommendations, asset allocation and rebalancing. We take into account tax consequences and estate planning issues when making recommendations. Annual fees are as follows:

• First $500,000 - 1.00%
• Next $500,000 - 0.75%
• Amounts over $1,000,000 - 0.50%